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The Reflector

The Student Newspaper of Mississippi State University

The Reflector

The Student Newspaper of Mississippi State University

The Reflector

MSU offers health options, student insurance benefits

Mississippi State University has created an insurance plan for students called the MSU Student Health Insurance Plan.          Robert Cadenhead, director of the student health center at MSU, said the MSU Student Health Insurance Plan began as a plan for international students, but has slowly grown into a plan American students can use as well.
 “The student insurance plan here at MSU actually is a plan available to MSU students and their families,” Cadenhead said. “It began as a matter of providing appropriate healthcare coverage for the international students who actually have a requirement on their Visa to have insurance while they’re students here.” 
According to Cadenhead, many domestic students have found the plan to be substantially beneficial.
 Cadenhead said all MSU students are eligible for the health insurance plan.
“If you are enrolled as a student, part time or full time, you are eligible for it. If you are a distance student only, that is the only category of students that are not eligible,” Cadenhead said.
 Cadenhead said the student health insurance plan agrees with the Affordable Care Act of 2010, and it covers a variety of the medical benefits that an employment plan would cover.
Cadenhead said the student health insurance plan agrees with the Affordable Care Act of 2010, and it covers a variety of the medical benefits that an employment plan would cover.
“It is fully compliant with the Affordable Care Act of 2010, has fully comprehensive benefits for pharmacy, clinic visits, lab, x-ray, mental health services, physical therapy as needed, hospital coverage; very similar to an employment plan that you would have at a work place, it has preventative health, wellness benefits and a certain regiment of lab work if you choose to do it,” Cadenhead said.
 Cadenhead said the health insurance plan has a feature that covers students if they pass away or if an international student needs to go home for a medical emergency.
 “If you become deceased while you are here or if you need to go home for medical reasons, this plan will cover that,” he said.
Cadenhead said he has had personal experiences with this plan and he believes that the plan, is relatively cheaper than other plans that exist.

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MSU offers health options, student insurance benefits